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Easy customer due diligence for mortgage providers

Credas allows mortgage providers to complete anti-money laundering checks and electronic identity verification on clients quickly, slickly and remotely.

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AML for mortgage providers

Challenges for Mortgage Providers

Conducting robust due diligence on applicants is a vital step in the customer journey for all mortgage providers. But this can be a slow and inconvenient process for the provider and applicant alike. Credas removes the pain with our simple, slick and remote checks that can be run from our online portal or easily integrated in to your existing systems.

How Credas helps Mortgage Providers

Credas is probably the most widely used provider of AML and electronic ID Verification checks in the UK home buying and selling sector. Our solution is used by mortgage providers to aid the efficient processing of mortgage applications and can be integrated in to existing systems such as CRMs.

Biometric Identity Verification

Cutting edge biometric facial recognition technology delivering results in real-time.

ID document verification

Verify over 4,000 different types of ID documents using NFC or OCR technology.

Proof & Source of Funds

With our Open Banking module you can easily gather bank statements in just a few clicks.

PEPs and Sanctions Screening

Instantly check international PEPs and Sanctions databases and setup ongoing monitoring.

Custom Branding

Make our platform, your platform. Put your brand front and centre with our white-labelling solution.

eSign Software

Send contracts to be signed remotely knowing you've verified your clients identity

Dynamic Forms

Create your own forms using our drag and drop builder to collect key customer data

Configurable Workflows

Easily configure custom workflows to your compliance processed and procedures

TRUSTED BY THESE COMPANIES

Why use Credas

  • Verify anytime, anywhere with the user-friendly Credas portal and mobile app
  • Cutting edge biometric technology and data sources for AML checks
  • All data stored within the UK with highest level security
  • Simple, seamless API integration with your existing CRM or systems
  • Low cost/low commitment tariffs
  • Free trial – try before you buy!

SEE HOW IT WORKS

Streamlined customer due diligence for Mortgage Providers

Mortgage providers and Banks play a vital role in preventing economic crime and preventing illicit funds from entering the financial system. Lending to high-risk individuals can pose both financial and reputational risks for mortgage lenders. Lenders need to have robust due diligence processes in place to identify high-risk customers and suspicious activity.

On top of meeting their AML requirements, mortgage providers are also facing an increase in fraudulent applications and identity fraud. Robust due diligence should no longer be seen as an expense but as a means of reducing customer fraud by providing mortgage providers with a significant return on investment.

Fighting fraud and financial crime

Our ID verification software, which has been certified against the government’s Digital Identity Trust Framework, reduces the likelihood of stolen/synthetic IDs being used to commit mortgage fraud. We can also verify whether a bank account belongs to the claimed identity to prevent funds from being misappropriated.

We offer an open API which allows our technology to be easily integrated into existing online solutions, in-house developed platforms or off-the-shelf sourcing software.

We make ID checks as simple as...

Send an invite with just an email address

Send

You send an invite to your client to start a ID check using our mobile app or portal. They then..

They take a selfie to prove who they are

Snap

Take a quick selfie of themeselves to verify they are live and present. Next they...

Easy document verfication

Scan

Scan the biometric chip in their ID document before...

Finally, they submit their contact details

Submit

Finally, they submit their details including their current address and our software does the rest.

There's no need to rekey any information or request bank statments / utility bills. Our software verifies their documents and proof of address using multiple data sources to confirm their identity. It's that simple!

OUR PACKAGES

Gateway

Our starter package, monthly billing with one flat fee per search

  • Access to Credas Portal
  • Access to the full range of searches and checks
  • 2 working day service ticket response
  • Custom branding
  • UK Company Checks
  • Charged on invite
  • Five users only
  • Single branch / brand

ENTRY

Monthly billing & volume discounts, suitable for regular users

  • Access to Credas Portal
  • Access to the full range of searches and checks
  • 4 hour service ticket response
  • Custom branding
  • UK Company Checks
  • Charged on completion
  • Unlimited Users
  • Multi-branch / brand
  • Automated invite reminders

API Integration

PRO

Integrate Credas with your own systems

  • Access to Credas Portal
  • Access to the full range of searches and checks
  • 4 hour service ticket response
  • Custom branding
  • UK Company Checks
  • Charged on completion
  • Unlimited Users
  • Multi-branch / brand capable
  • Automated invite reminders
  • Sandbox test environment

API Integration

ENTERPRISE

Customisable solution for power users

  • Access to Credas Portal
  • Access to the full range of searches and checks
  • 4 hour service ticket response
  • Custom branding
  • UK Company Checks
  • Charged on completion
  • Unlimited Users
  • Multi-branch / brand capable
  • Automated invite reminders
  • Sandbox test environment
  • Bespoke product design
  • Dedicated environment

Complete the form to arrange a quick demo of our platform or call us on 02920 102 555

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